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Long-Term Care Cost Estimator

Pick a type of care, adjust the cost for your area, and see a rough range for what care could cost: today and by the time you might need it. Nothing you type leaves this page.

In one minute

  • In 2024, the national median for a private nursing home room was $127,750 a year.1
  • A home health aide for 44 hours a week was $77,792 a year, and assisted living was $70,800.1
  • California costs are often higher than national medians. Use a local figure if you have one.
  • Medicare generally doesn't pay for ongoing long-term care.2
Estimator

Estimate the cost of care

$
years
years
%
An assumption you choose, not a forecast.
$0Cost for one year of this care today
$0First year of care, with your assumed increase
$0Total for all years of care
Hypothetical illustration using the assumptions above. Actual costs and increases will differ.
Part 2

Where the numbers come from

Starting figures are the 2024 national medians from the Genworth and CareScout Cost of Care Survey, which collected more than 15,000 surveys from care providers between July and December 2024.1

Type of care (2024, national)Annual median
Homemaker services (44 hrs/week)$75,504
Home health aide (44 hrs/week)$77,792
Adult day care (5 days/week)$26,000
Assisted living (called residential care in California)$70,800
Nursing home, semi-private room$111,325
Nursing home, private room$127,750

For your area, look up local costs with CareScout's cost of care tool and type that number into the estimator.

Part 3

What to do with the number

The point isn't to predict your future. It's to see whether a care need could reshape your retirement and your family's plans, and to look at options while health and age still give you choices.

Read about the main ways to pay in The Long-Term Care Planning Guide.

Want to plan for these costs while you have choices?

Health and age shape which ways of paying for care are open to you. A conversation can compare self-funding, insurance and other options with your real numbers.

Book a time with Kevin Educational estimates only. Actual costs vary widely by location, provider and care needs. Any insurance guarantees depend on the claims-paying ability of the issuing insurer.

Sources

  1. Genworth Financial and CareScout, "Genworth and CareScout Release Cost of Care Survey Results for 2024" (national annual medians and methodology). Accessed November 10, 2026.
  2. Medicare.gov, Long-term care coverage. Accessed November 10, 2026.

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